Call reports 2024
BANK OF WESTON — 2024
What BANK OF WESTON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 209,675,000 | 212,870,000 | 212,756,000 | 216,659,000 |
| Total loans | 149,327,000 | 154,996,000 | 159,017,000 | 164,244,000 |
| Allowance for loan losses | 1,745,000 | 1,772,000 | 1,863,000 | 1,918,000 |
| Securities available for sale | 47,221,000 | 44,852,000 | 43,272,000 | 42,960,000 |
| Securities held to maturity | 775,000 | 770,000 | 770,000 | 655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,949,000 | 192,858,000 | 189,375,000 | 186,500,000 |
| Interest-bearing deposits | 144,513,000 | 144,271,000 | 140,785,000 | 140,233,000 |
| Noninterest-bearing deposits | 49,436,000 | 48,587,000 | 48,590,000 | 46,267,000 |
| Equity capital | 15,209,000 | 15,525,000 | 16,546,000 | 16,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,647,000 | 5,414,000 | 8,417,000 | 11,457,000 |
| Interest expense | 802,000 | 1,731,000 | 2,709,000 | 3,716,000 |
| Net interest income | 1,845,000 | 3,683,000 | 5,708,000 | 7,741,000 |
| Noninterest income | 192,000 | 378,000 | 575,000 | 758,000 |
| Noninterest expense | 1,231,000 | 2,535,000 | 3,804,000 | 5,539,000 |
| Provision for loan losses | 45,000 | 90,000 | 155,000 | 210,000 |
| Pretax income | 761,000 | 1,300,000 | 2,056,000 | 2,302,000 |
| Income tax | 148,000 | 185,000 | 439,000 | 407,000 |
| Net income | 613,000 | 1,115,000 | 1,617,000 | 1,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,436,000 | 17,653,000 | 17,870,000 | 17,863,000 |
| Total capital | 19,181,000 | 19,523,000 | 19,786,000 | 19,829,000 |
| Risk-weighted assets | 145,869,000 | 149,570,000 | 153,101,000 | 157,171,000 |