Call reports 2023
BANK OF WESTON — 2023
What BANK OF WESTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 201,660,000 | 195,225,000 | 197,705,000 | 198,790,000 |
| Total loans | 136,461,000 | 140,720,000 | 145,510,000 | 144,933,000 |
| Allowance for loan losses | 1,665,000 | 1,663,000 | 1,691,000 | 1,693,000 |
| Securities available for sale | 43,984,000 | 42,506,000 | 40,606,000 | 38,161,000 |
| Securities held to maturity | 900,000 | 895,000 | 895,000 | 895,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,597,000 | 182,010,000 | 184,056,000 | 184,156,000 |
| Interest-bearing deposits | 135,529,000 | 128,799,000 | 130,508,000 | 134,373,000 |
| Noninterest-bearing deposits | 53,068,000 | 53,210,000 | 53,548,000 | 49,783,000 |
| Equity capital | 12,766,000 | 12,789,000 | 13,125,000 | 13,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,118,000 | 4,308,000 | 6,625,000 | 9,079,000 |
| Interest expense | 318,000 | 780,000 | 1,357,000 | 2,012,000 |
| Net interest income | 1,800,000 | 3,528,000 | 5,268,000 | 7,067,000 |
| Noninterest income | 198,000 | 402,000 | 1,046,000 | 1,234,000 |
| Noninterest expense | 1,284,000 | 2,594,000 | 3,953,000 | 5,338,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 714,000 | 1,336,000 | 2,361,000 | 2,911,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 714,000 | 1,336,000 | 2,361,000 | 2,911,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,500,000 | 16,656,000 | 17,297,000 | 16,823,000 |
| Total capital | 18,165,000 | 18,319,000 | 18,988,000 | 18,516,000 |
| Risk-weighted assets | 136,226,000 | 139,656,000 | 143,101,000 | 141,534,000 |