Call reports 2021
BANK OF WESTON — 2021
What BANK OF WESTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 197,498,000 | 193,862,000 | 190,632,000 | 197,567,000 |
| Total loans | 111,607,000 | 113,891,000 | 114,685,000 | 112,452,000 |
| Allowance for loan losses | 1,873,000 | 1,996,000 | 2,118,000 | 1,554,000 |
| Securities available for sale | 47,302,000 | 48,231,000 | 46,595,000 | 44,157,000 |
| Securities held to maturity | 1,440,000 | 1,240,000 | 1,240,000 | 1,120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,029,000 | 179,957,000 | 176,427,000 | 183,586,000 |
| Interest-bearing deposits | 131,660,000 | 125,892,000 | 121,668,000 | 126,933,000 |
| Noninterest-bearing deposits | 52,370,000 | 54,065,000 | 54,759,000 | 56,652,000 |
| Equity capital | 13,223,000 | 13,605,000 | 13,843,000 | 13,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,721,000 | 3,311,000 | 4,752,000 | 6,208,000 |
| Interest expense | 140,000 | 249,000 | 339,000 | 424,000 |
| Net interest income | 1,581,000 | 3,062,000 | 4,413,000 | 5,784,000 |
| Noninterest income | 210,000 | 412,000 | 620,000 | 819,000 |
| Noninterest expense | 1,221,000 | 2,421,000 | 3,655,000 | 4,873,000 |
| Provision for loan losses | 274,000 | 394,000 | 514,000 | 636,000 |
| Pretax income | 296,000 | 659,000 | 864,000 | 1,094,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 659,000 | 864,000 | 1,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,447,000 | 13,811,000 | 14,015,000 | 14,245,000 |
| Total capital | 14,831,000 | 15,224,000 | 15,456,000 | 15,690,000 |
| Risk-weighted assets | 110,257,000 | 112,414,000 | 114,450,000 | 115,453,000 |