Call reports 2020
BANK OF WESTON — 2020
What BANK OF WESTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 164,507,000 | 172,891,000 | 169,552,000 | 171,342,000 |
| Total loans | 115,317,000 | 115,838,000 | 110,802,000 | 110,443,000 |
| Allowance for loan losses | 1,345,000 | 1,288,000 | 1,408,000 | 1,528,000 |
| Securities available for sale | 17,358,000 | 20,458,000 | 27,541,000 | 34,876,000 |
| Securities held to maturity | 2,143,000 | 2,108,000 | 2,028,000 | 1,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,877,000 | 158,796,000 | 155,531,000 | 157,360,000 |
| Interest-bearing deposits | 113,591,000 | 116,712,000 | 111,173,000 | 114,613,000 |
| Noninterest-bearing deposits | 37,286,000 | 42,084,000 | 44,358,000 | 42,747,000 |
| Equity capital | 13,375,000 | 13,757,000 | 13,580,000 | 13,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,753,000 | 3,321,000 | 4,856,000 | 6,753,000 |
| Interest expense | 207,000 | 383,000 | 540,000 | 691,000 |
| Net interest income | 1,546,000 | 2,938,000 | 4,316,000 | 6,062,000 |
| Noninterest income | 177,000 | 738,000 | 963,000 | 793,000 |
| Noninterest expense | 1,224,000 | 2,395,000 | 3,596,000 | 4,762,000 |
| Provision for loan losses | 30,000 | 150,000 | 270,000 | 390,000 |
| Pretax income | 469,000 | 1,131,000 | 1,413,000 | 1,703,000 |
| Income tax | -4,000 | -4,000 | -4,000 | -4,000 |
| Net income | 473,000 | 1,135,000 | 1,417,000 | 1,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,027,000 | 13,381,000 | 13,233,000 | 13,341,000 |
| Total capital | 14,372,000 | 14,669,000 | 14,565,000 | 14,724,000 |
| Risk-weighted assets | 117,921,000 | 108,388,000 | 106,586,000 | 110,490,000 |