Call reports 2019
BANK OF WESTON — 2019
What BANK OF WESTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 152,281,000 | 149,011,000 | 147,742,000 | 149,639,000 |
| Total loans | 106,794,000 | 111,624,000 | 111,555,000 | 113,880,000 |
| Allowance for loan losses | 1,317,000 | 1,317,000 | 1,317,000 | 1,316,000 |
| Securities available for sale | 17,134,000 | 18,040,000 | 16,696,000 | 15,343,000 |
| Securities held to maturity | 2,217,000 | 2,183,000 | 2,183,000 | 2,143,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,815,000 | 134,104,000 | 134,348,000 | 136,144,000 |
| Interest-bearing deposits | 104,254,000 | 99,660,000 | 97,921,000 | 101,911,000 |
| Noninterest-bearing deposits | 33,560,000 | 34,444,000 | 36,427,000 | 34,233,000 |
| Equity capital | 12,201,000 | 12,582,000 | 12,955,000 | 13,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,681,000 | 3,426,000 | 5,209,000 | 6,970,000 |
| Interest expense | 196,000 | 399,000 | 582,000 | 755,000 |
| Net interest income | 1,485,000 | 3,027,000 | 4,627,000 | 6,215,000 |
| Noninterest income | 181,000 | 373,000 | 670,000 | 880,000 |
| Noninterest expense | 1,124,000 | 2,268,000 | 3,421,000 | 4,600,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 0 |
| Pretax income | 542,000 | 1,132,000 | 1,876,000 | 2,494,000 |
| Income tax | 0 | 0 | 0 | 4,000 |
| Net income | 542,000 | 1,132,000 | 1,876,000 | 2,490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,224,000 | 12,461,000 | 12,823,000 | 12,954,000 |
| Total capital | 13,541,000 | 13,778,000 | 14,140,000 | 14,270,000 |
| Risk-weighted assets | 110,210,000 | 114,313,000 | 115,858,000 | 115,010,000 |