Call reports 2016
BANK OF WESTON — 2016
What BANK OF WESTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 137,230,000 | 128,964,000 | 130,076,000 | 130,616,000 |
| Total loans | 86,462,000 | 90,894,000 | 94,583,000 | 97,099,000 |
| Allowance for loan losses | 1,109,000 | 1,167,000 | 1,197,000 | 1,226,000 |
| Securities available for sale | 25,699,000 | 24,684,000 | 20,598,000 | 19,387,000 |
| Securities held to maturity | 2,540,000 | 2,509,000 | 2,509,000 | 2,478,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,616,000 | 114,951,000 | 116,889,000 | 117,550,000 |
| Interest-bearing deposits | 92,439,000 | 88,381,000 | 88,603,000 | 90,049,000 |
| Noninterest-bearing deposits | 34,177,000 | 26,570,000 | 28,286,000 | 27,501,000 |
| Equity capital | 10,477,000 | 10,785,000 | 10,900,000 | 10,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,265,000 | 2,591,000 | 4,000,000 | 5,357,000 |
| Interest expense | 81,000 | 162,000 | 256,000 | 356,000 |
| Net interest income | 1,184,000 | 2,429,000 | 3,744,000 | 5,001,000 |
| Noninterest income | 202,000 | 403,000 | 620,000 | 817,000 |
| Noninterest expense | 1,132,000 | 2,251,000 | 3,385,000 | 4,529,000 |
| Provision for loan losses | 30,000 | 62,000 | 92,000 | 123,000 |
| Pretax income | 224,000 | 511,000 | 884,000 | 1,163,000 |
| Income tax | 0 | 17,000 | 17,000 | 17,000 |
| Net income | 224,000 | 494,000 | 867,000 | 1,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,328,000 | 10,453,000 | 10,650,000 | 10,929,000 |
| Total capital | 11,437,000 | 11,620,000 | 11,847,000 | 12,155,000 |
| Risk-weighted assets | 93,324,000 | 97,755,000 | 100,602,000 | 101,534,000 |