Call reports 2015
BANK OF WESTON — 2015
What BANK OF WESTON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 125,191,000 | 125,188,000 | 123,208,000 | 131,709,000 |
| Total loans | 76,215,000 | 77,718,000 | 79,979,000 | 81,311,000 |
| Allowance for loan losses | 1,047,000 | 1,035,000 | 1,065,000 | 1,080,000 |
| Securities available for sale | 16,071,000 | 22,237,000 | 28,407,000 | 27,510,000 |
| Securities held to maturity | 1,970,000 | 2,610,000 | 2,610,000 | 2,580,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,963,000 | 114,911,000 | 112,727,000 | 121,260,000 |
| Interest-bearing deposits | 88,148,000 | 88,244,000 | 83,545,000 | 83,483,000 |
| Noninterest-bearing deposits | 26,815,000 | 26,667,000 | 29,182,000 | 37,777,000 |
| Equity capital | 10,113,000 | 10,098,000 | 10,260,000 | 10,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,153,000 | 2,328,000 | 3,536,000 | 4,773,000 |
| Interest expense | 78,000 | 157,000 | 234,000 | 310,000 |
| Net interest income | 1,075,000 | 2,171,000 | 3,302,000 | 4,463,000 |
| Noninterest income | 220,000 | 441,000 | 655,000 | 867,000 |
| Noninterest expense | 1,054,000 | 2,160,000 | 3,272,000 | 4,424,000 |
| Provision for loan losses | 60,000 | 80,000 | 100,000 | 120,000 |
| Pretax income | 181,000 | 372,000 | 584,000 | 785,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 181,000 | 372,000 | 584,000 | 785,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,000,000 | 10,069,000 | 10,161,000 | 10,354,000 |
| Total capital | 11,047,000 | 11,104,000 | 11,226,000 | 11,434,000 |
| Risk-weighted assets | 84,544,000 | 86,694,000 | 89,678,000 | 89,720,000 |