Call reports 2013
BANK OF WESTON — 2013
What BANK OF WESTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 119,113,000 | 120,291,000 | 115,534,000 | 117,784,000 |
| Total loans | 83,224,000 | 87,525,000 | 87,038,000 | 81,798,000 |
| Allowance for loan losses | 878,000 | 973,000 | 989,000 | 1,068,000 |
| Securities available for sale | 20,827,000 | 20,600,000 | 15,258,000 | 17,781,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,249,000 | 111,479,000 | 106,535,000 | 107,704,000 |
| Interest-bearing deposits | 86,471,000 | 87,197,000 | 83,292,000 | 82,364,000 |
| Noninterest-bearing deposits | 23,778,000 | 24,282,000 | 23,243,000 | 25,340,000 |
| Equity capital | 8,686,000 | 8,628,000 | 8,799,000 | 9,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,270,000 | 2,544,000 | 3,827,000 | 5,111,000 |
| Interest expense | 111,000 | 203,000 | 291,000 | 376,000 |
| Net interest income | 1,159,000 | 2,341,000 | 3,536,000 | 4,735,000 |
| Noninterest income | 240,000 | 475,000 | 744,000 | 1,010,000 |
| Noninterest expense | 1,048,000 | 2,104,000 | 3,149,000 | 4,170,000 |
| Provision for loan losses | 60,000 | 120,000 | 243,000 | 318,000 |
| Pretax income | 291,000 | 602,000 | 897,000 | 1,266,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 291,000 | 602,000 | 897,000 | 1,266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,590,000 | 8,711,000 | 8,804,000 | 9,981,000 |
| Total capital | 9,468,000 | 9,684,000 | 9,793,000 | 11,049,000 |
| Risk-weighted assets | 87,985,000 | 90,240,000 | 88,582,000 | 87,384,000 |