Call reports 2012
BANK OF WESTON — 2012
What BANK OF WESTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 120,490,000 | 113,691,000 | 116,512,000 | 113,092,000 |
| Total loans | 68,864,000 | 71,337,000 | 78,602,000 | 81,576,000 |
| Allowance for loan losses | 712,000 | 599,000 | 800,000 | 819,000 |
| Securities available for sale | 22,247,000 | 21,776,000 | 20,395,000 | 17,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,777,000 | 104,926,000 | 107,740,000 | 104,315,000 |
| Interest-bearing deposits | 85,831,000 | 78,265,000 | 77,369,000 | 78,693,000 |
| Noninterest-bearing deposits | 25,946,000 | 26,661,000 | 30,371,000 | 25,622,000 |
| Equity capital | 8,526,000 | 8,594,000 | 8,583,000 | 8,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,291,000 | 3,485,000 | 4,771,000 |
| Interest expense | 139,000 | 274,000 | 397,000 | 515,000 |
| Net interest income | 1,009,000 | 2,017,000 | 3,088,000 | 4,256,000 |
| Noninterest income | 263,000 | 524,000 | 776,000 | 1,031,000 |
| Noninterest expense | 1,018,000 | 2,106,000 | 3,173,000 | 4,272,000 |
| Provision for loan losses | 33,000 | 85,000 | 305,000 | 500,000 |
| Pretax income | 230,000 | 435,000 | 548,000 | 714,000 |
| Income tax | 0 | 3,000 | 3,000 | 3,000 |
| Net income | 230,000 | 432,000 | 545,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,222,000 | 8,376,000 | 8,360,000 | 8,549,000 |
| Total capital | 8,934,000 | 8,975,000 | 9,160,000 | 9,368,000 |
| Risk-weighted assets | 77,899,000 | 81,257,000 | 81,515,000 | 85,337,000 |