Call reports 2011
BANK OF WESTON — 2011
What BANK OF WESTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 104,632,000 | 103,345,000 | 109,059,000 | 112,197,000 |
| Total loans | 60,387,000 | 63,691,000 | 64,836,000 | 66,652,000 |
| Allowance for loan losses | 646,000 | 647,000 | 669,000 | 698,000 |
| Securities available for sale | 23,199,000 | 21,950,000 | 23,383,000 | 23,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,614,000 | 95,082,000 | 100,535,000 | 103,675,000 |
| Interest-bearing deposits | 76,364,000 | 72,434,000 | 74,547,000 | 79,025,000 |
| Noninterest-bearing deposits | 19,250,000 | 22,648,000 | 25,988,000 | 24,650,000 |
| Equity capital | 7,905,000 | 8,125,000 | 8,341,000 | 8,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,025,000 | 2,114,000 | 3,218,000 | 4,324,000 |
| Interest expense | 205,000 | 403,000 | 589,000 | 736,000 |
| Net interest income | 820,000 | 1,711,000 | 2,629,000 | 3,588,000 |
| Noninterest income | 244,000 | 516,000 | 800,000 | 1,077,000 |
| Noninterest expense | 1,024,000 | 2,030,000 | 3,043,000 | 4,093,000 |
| Provision for loan losses | 0 | 6,000 | 28,000 | 59,000 |
| Pretax income | 48,000 | 199,000 | 379,000 | 553,000 |
| Income tax | 8,000 | 8,000 | 8,000 | 8,000 |
| Net income | 40,000 | 191,000 | 371,000 | 545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,628,000 | 7,781,000 | 7,962,000 | 8,090,000 |
| Total capital | 8,274,000 | 8,428,000 | 8,631,000 | 8,788,000 |
| Risk-weighted assets | 69,202,000 | 73,792,000 | 75,962,000 | 78,230,000 |