Call reports 2026
FIRST SOUTHERN STATE BANK — 2026
What FIRST SOUTHERN STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 884,209,000 | 893,481,000 |
| Total loans | 498,304,000 | 501,082,000 |
| Allowance for loan losses | 5,946,000 | 6,050,000 |
| Securities available for sale | 283,443,000 | 289,120,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 799,620,000 | 807,176,000 |
| Interest-bearing deposits | 737,771,000 | 743,128,000 |
| Noninterest-bearing deposits | 61,849,000 | 64,048,000 |
| Equity capital | 77,948,000 | 80,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,390,000 | 23,151,000 |
| Interest expense | 3,708,000 | 7,407,000 |
| Net interest income | 7,682,000 | 15,744,000 |
| Noninterest income | 1,276,000 | 2,725,000 |
| Noninterest expense | 4,764,000 | 9,838,000 |
| Provision for loan losses | 275,000 | 496,000 |
| Pretax income | 3,919,000 | 8,135,000 |
| Income tax | 825,000 | 1,670,000 |
| Net income | 3,094,000 | 6,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 94,004,000 | 96,597,000 |