Call reports 2011
FIRST SOUTHERN STATE BANK — 2011
What FIRST SOUTHERN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 333,571,000 | 337,792,000 | 328,769,000 | 331,316,000 |
| Total loans | 199,194,000 | 192,991,000 | 189,937,000 | 185,791,000 |
| Allowance for loan losses | 3,036,000 | 2,164,000 | 2,236,000 | 2,691,000 |
| Securities available for sale | 88,586,000 | 81,209,000 | 97,915,000 | 91,407,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 283,201,000 | 287,218,000 | 276,755,000 | 285,142,000 |
| Interest-bearing deposits | 260,565,000 | 262,019,000 | 251,490,000 | 259,362,000 |
| Noninterest-bearing deposits | 22,636,000 | 25,199,000 | 25,265,000 | 25,780,000 |
| Equity capital | 31,960,000 | 32,481,000 | 33,358,000 | 32,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,911,000 | 7,723,000 | 11,460,000 | 15,049,000 |
| Interest expense | 1,038,000 | 1,985,000 | 2,874,000 | 3,635,000 |
| Net interest income | 2,873,000 | 5,738,000 | 8,586,000 | 11,414,000 |
| Noninterest income | 466,000 | 1,000,000 | 1,472,000 | 1,942,000 |
| Noninterest expense | 2,123,000 | 4,141,000 | 6,172,000 | 7,990,000 |
| Provision for loan losses | 525,000 | 1,900,000 | 2,550,000 | 3,500,000 |
| Pretax income | 722,000 | 1,195,000 | 1,834,000 | 2,573,000 |
| Income tax | 166,000 | 224,000 | 372,000 | 550,000 |
| Net income | 556,000 | 971,000 | 1,462,000 | 2,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,843,000 | 30,919,000 | 31,201,000 | 31,263,000 |
| Total capital | 33,596,000 | 33,083,000 | 33,437,000 | 33,936,000 |
| Risk-weighted assets | 223,404,000 | 219,906,000 | 213,723,000 | 213,833,000 |
Machine access — free, no API key
Every figure shown here about FIRST SOUTHERN STATE BANK — 2011 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.