Call reports 2010
FIRST SOUTHERN STATE BANK — 2010
What FIRST SOUTHERN STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 332,555,000 | 330,346,000 | 333,947,000 | 340,089,000 |
| Total loans | 206,208,000 | 207,160,000 | 207,633,000 | 206,124,000 |
| Allowance for loan losses | 3,111,000 | 3,255,000 | 3,255,000 | 3,294,000 |
| Securities available for sale | 79,422,000 | 77,108,000 | 82,704,000 | 91,706,000 |
| Securities held to maturity | 4,000 | 4,000 | 4,000 | 4,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,553,000 | 280,248,000 | 282,572,000 | 290,213,000 |
| Interest-bearing deposits | 258,279,000 | 259,994,000 | 261,479,000 | 267,937,000 |
| Noninterest-bearing deposits | 20,274,000 | 20,254,000 | 21,093,000 | 22,276,000 |
| Equity capital | 31,002,000 | 31,806,000 | 32,154,000 | 31,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,018,000 | 8,120,000 | 12,122,000 | 16,111,000 |
| Interest expense | 1,364,000 | 2,700,000 | 3,948,000 | 5,148,000 |
| Net interest income | 2,654,000 | 5,420,000 | 8,174,000 | 10,963,000 |
| Noninterest income | 474,000 | 974,000 | 1,449,000 | 1,939,000 |
| Noninterest expense | 2,036,000 | 4,204,000 | 6,176,000 | 8,055,000 |
| Provision for loan losses | 650,000 | 1,400,000 | 2,400,000 | 3,250,000 |
| Pretax income | 599,000 | 1,220,000 | 1,774,000 | 2,330,000 |
| Income tax | 106,000 | 218,000 | 303,000 | 385,000 |
| Net income | 493,000 | 1,002,000 | 1,471,000 | 1,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,401,000 | 29,646,000 | 29,981,000 | 30,496,000 |
| Total capital | 32,244,000 | 32,368,000 | 32,882,000 | 33,388,000 |
| Risk-weighted assets | 235,865,000 | 234,856,000 | 231,689,000 | 230,974,000 |
Machine access — free, no API key
Every figure shown here about FIRST SOUTHERN STATE BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.