Call reports 2006
FIRST SOUTHERN STATE BANK — 2006
What FIRST SOUTHERN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 170,923,000 | 174,686,000 | 176,851,000 | 180,929,000 |
| Total loans | 108,391,000 | 111,890,000 | 111,670,000 | 112,820,000 |
| Allowance for loan losses | 1,102,000 | 1,075,000 | 1,098,000 | 993,000 |
| Securities available for sale | 47,660,000 | 47,584,000 | 48,435,000 | 49,677,000 |
| Securities held to maturity | 8,000 | 8,000 | 7,000 | 7,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,880,000 | 144,059,000 | 146,892,000 | 150,562,000 |
| Interest-bearing deposits | 123,562,000 | 123,673,000 | 127,905,000 | 129,996,000 |
| Noninterest-bearing deposits | 23,318,000 | 20,386,000 | 18,987,000 | 20,566,000 |
| Equity capital | 15,280,000 | 15,236,000 | 16,089,000 | 16,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,568,000 | 5,184,000 | 7,965,000 | 10,814,000 |
| Interest expense | 1,001,000 | 2,090,000 | 3,338,000 | 4,668,000 |
| Net interest income | 1,567,000 | 3,094,000 | 4,627,000 | 6,146,000 |
| Noninterest income | 240,000 | 530,000 | 839,000 | 1,118,000 |
| Noninterest expense | 1,155,000 | 2,340,000 | 3,520,000 | 4,702,000 |
| Provision for loan losses | 190,000 | 235,000 | 290,000 | 365,000 |
| Pretax income | 608,000 | 1,195,000 | 1,805,000 | 2,346,000 |
| Income tax | 182,000 | 337,000 | 505,000 | 641,000 |
| Net income | 426,000 | 858,000 | 1,300,000 | 1,705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,797,000 | 15,020,000 | 15,479,000 | 15,676,000 |
| Total capital | 15,899,000 | 16,095,000 | 16,577,000 | 16,669,000 |
| Risk-weighted assets | 110,571,000 | 115,842,000 | 113,776,000 | 115,224,000 |
Machine access — free, no API key
Every figure shown here about FIRST SOUTHERN STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.