Call reports 2025
CENTRAL BANK OF KANSAS CITY — 2025
What CENTRAL BANK OF KANSAS CITY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 348,222,000 | 358,755,000 | 374,974,000 | 413,610,000 |
| Total loans | 292,289,000 | 303,875,000 | 295,870,000 | 329,317,000 |
| Allowance for loan losses | 3,608,000 | 3,686,000 | 3,749,000 | 3,826,000 |
| Securities available for sale | 27,174,000 | 27,191,000 | 11,193,000 | 9,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 289,018,000 | 296,830,000 | 314,450,000 | 351,458,000 |
| Interest-bearing deposits | 136,099,000 | 144,474,000 | 164,957,000 | 177,464,000 |
| Noninterest-bearing deposits | 152,919,000 | 152,356,000 | 149,493,000 | 173,994,000 |
| Equity capital | 50,430,000 | 50,399,000 | 50,475,000 | 50,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,114,000 | 10,462,000 | 16,250,000 | 22,070,000 |
| Interest expense | 859,000 | 1,799,000 | 2,971,000 | 4,130,000 |
| Net interest income | 4,255,000 | 8,663,000 | 13,279,000 | 17,940,000 |
| Noninterest income | 4,811,000 | 14,782,000 | 15,870,000 | 17,609,000 |
| Noninterest expense | 2,459,000 | 5,204,000 | 7,671,000 | 10,314,000 |
| Provision for loan losses | 75,000 | 150,000 | 125,000 | 200,000 |
| Pretax income | 6,532,000 | 18,091,000 | 21,253,000 | 24,935,000 |
| Income tax | 2,425,000 | 5,323,000 | 6,118,000 | 6,997,000 |
| Net income | 4,107,000 | 12,768,000 | 15,135,000 | 17,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,132,000 | 48,043,000 | 48,050,000 | 48,134,000 |
| Total capital | 52,040,000 | 52,029,000 | 52,198,000 | 52,359,000 |
| Risk-weighted assets | 324,268,000 | 333,826,000 | 339,099,000 | 368,845,000 |