Call reports 2015
CENTRAL BANK OF KANSAS CITY — 2015
What CENTRAL BANK OF KANSAS CITY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 144,413,000 | 153,269,000 | 131,547,000 | 139,068,000 |
| Total loans | 101,777,000 | 107,771,000 | 106,068,000 | 106,538,000 |
| Allowance for loan losses | 2,242,000 | 2,256,000 | 2,300,000 | 2,328,000 |
| Securities available for sale | 1,792,000 | 1,691,000 | 1,611,000 | 1,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,206,000 | 128,668,000 | 104,613,000 | 110,712,000 |
| Interest-bearing deposits | 75,989,000 | 79,583,000 | 58,370,000 | 58,867,000 |
| Noninterest-bearing deposits | 44,217,000 | 49,085,000 | 46,243,000 | 51,845,000 |
| Equity capital | 23,666,000 | 23,944,000 | 25,546,000 | 26,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,766,000 | 4,170,000 | 5,492,000 |
| Interest expense | 48,000 | 104,000 | 157,000 | 203,000 |
| Net interest income | 1,280,000 | 2,662,000 | 4,013,000 | 5,289,000 |
| Noninterest income | 1,584,000 | 2,266,000 | 4,528,000 | 6,007,000 |
| Noninterest expense | 1,782,000 | 3,538,000 | 5,505,000 | 7,366,000 |
| Provision for loan losses | 12,000 | 20,000 | 35,000 | 91,000 |
| Pretax income | 1,070,000 | 1,370,000 | 3,001,000 | 3,839,000 |
| Income tax | 24,000 | 30,000 | 66,000 | 85,000 |
| Net income | 1,046,000 | 1,340,000 | 2,935,000 | 3,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,174,000 | 21,468,000 | 23,066,000 | 23,885,000 |
| Total capital | 22,400,000 | 22,761,000 | 24,358,000 | 25,180,000 |
| Risk-weighted assets | 98,134,000 | 102,587,000 | 102,385,000 | 102,586,000 |