Call reports 2012
CENTRAL BANK OF KANSAS CITY — 2012
What CENTRAL BANK OF KANSAS CITY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 154,086,000 | 156,951,000 | 143,588,000 | 135,426,000 |
| Total loans | 96,184,000 | 91,287,000 | 89,163,000 | 91,164,000 |
| Allowance for loan losses | 2,989,000 | 2,337,000 | 2,516,000 | 2,501,000 |
| Securities available for sale | 2,715,000 | 2,571,000 | 2,426,000 | 2,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,388,000 | 122,677,000 | 109,347,000 | 110,519,000 |
| Interest-bearing deposits | 74,990,000 | 71,721,000 | 66,217,000 | 63,844,000 |
| Noninterest-bearing deposits | 45,398,000 | 50,956,000 | 43,130,000 | 46,675,000 |
| Equity capital | 23,219,000 | 23,224,000 | 23,143,000 | 24,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,563,000 | 3,050,000 | 4,489,000 | 5,881,000 |
| Interest expense | 144,000 | 271,000 | 375,000 | 457,000 |
| Net interest income | 1,419,000 | 2,779,000 | 4,114,000 | 5,424,000 |
| Noninterest income | 966,000 | 1,754,000 | 2,558,000 | 4,124,000 |
| Noninterest expense | 2,163,000 | 4,233,000 | 6,211,000 | 8,072,000 |
| Provision for loan losses | 59,000 | 130,000 | 378,000 | 410,000 |
| Pretax income | 163,000 | 170,000 | 83,000 | 1,066,000 |
| Income tax | -1,000 | 6,000 | 12,000 | 18,000 |
| Net income | 164,000 | 164,000 | 71,000 | 1,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,612,000 | 20,620,000 | 20,534,000 | 21,517,000 |
| Total capital | 21,808,000 | 21,790,000 | 21,674,000 | 22,664,000 |
| Risk-weighted assets | 93,866,000 | 92,445,000 | 89,847,000 | 90,272,000 |