Call reports 2023
WILCOX COUNTY STATE BANK — 2023
What WILCOX COUNTY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 162,433,000 | 178,467,000 | 178,326,000 | 169,787,000 |
| Total loans | 115,617,000 | 124,077,000 | 127,469,000 | 121,671,000 |
| Allowance for loan losses | 1,673,000 | 1,697,000 | 1,509,000 | 1,530,000 |
| Securities available for sale | 6,800,000 | 6,653,000 | 6,161,000 | 6,342,000 |
| Securities held to maturity | 11,014,000 | 10,829,000 | 10,671,000 | 10,519,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,474,000 | 144,208,000 | 140,985,000 | 146,935,000 |
| Interest-bearing deposits | 105,184,000 | 111,619,000 | 110,438,000 | 113,065,000 |
| Noninterest-bearing deposits | 33,290,000 | 32,589,000 | 30,547,000 | 33,870,000 |
| Equity capital | 15,799,000 | 16,239,000 | 16,477,000 | 17,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,007,000 | 4,295,000 | 6,780,000 | 9,290,000 |
| Interest expense | 330,000 | 934,000 | 1,799,000 | 2,771,000 |
| Net interest income | 1,677,000 | 3,361,000 | 4,981,000 | 6,519,000 |
| Noninterest income | 211,000 | 417,000 | 634,000 | 846,000 |
| Noninterest expense | 1,165,000 | 2,338,000 | 3,521,000 | 4,694,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 699,000 | 1,392,000 | 2,022,000 | 2,575,000 |
| Income tax | 184,000 | 361,000 | 532,000 | 676,000 |
| Net income | 515,000 | 1,031,000 | 1,490,000 | 1,899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,897,000 | 17,308,000 | 17,768,000 | 18,177,000 |