Call reports 2022
WILCOX COUNTY STATE BANK — 2022
What WILCOX COUNTY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 149,282,000 | 143,306,000 | 140,611,000 | 150,638,000 |
| Total loans | 94,134,000 | 99,993,000 | 107,244,000 | 109,767,000 |
| Allowance for loan losses | 1,741,000 | 1,766,000 | 1,791,000 | 1,811,000 |
| Securities available for sale | 8,065,000 | 7,382,000 | 6,882,000 | 6,855,000 |
| Securities held to maturity | 11,841,000 | 11,616,000 | 11,361,000 | 11,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,142,000 | 127,898,000 | 124,766,000 | 129,717,000 |
| Interest-bearing deposits | 93,354,000 | 93,089,000 | 91,452,000 | 96,687,000 |
| Noninterest-bearing deposits | 34,788,000 | 34,809,000 | 33,314,000 | 33,030,000 |
| Equity capital | 14,370,000 | 14,376,000 | 14,691,000 | 15,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,406,000 | 2,959,000 | 4,664,000 | 6,470,000 |
| Interest expense | 137,000 | 258,000 | 371,000 | 567,000 |
| Net interest income | 1,269,000 | 2,701,000 | 4,293,000 | 5,903,000 |
| Noninterest income | 224,000 | 452,000 | 689,000 | 902,000 |
| Noninterest expense | 1,025,000 | 2,114,000 | 3,222,000 | 4,351,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 444,000 | 991,000 | 1,688,000 | 2,358,000 |
| Income tax | 119,000 | 261,000 | 445,000 | 627,000 |
| Net income | 325,000 | 730,000 | 1,243,000 | 1,731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,183,000 | 15,484,000 | 15,997,000 | 16,382,000 |