Call reports 2021
WILCOX COUNTY STATE BANK — 2021
What WILCOX COUNTY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 142,009,000 | 141,337,000 | 139,078,000 | 143,697,000 |
| Total loans | 89,703,000 | 92,843,000 | 92,587,000 | 88,519,000 |
| Allowance for loan losses | 1,559,000 | 1,694,000 | 1,706,000 | 1,717,000 |
| Securities available for sale | 21,217,000 | 22,625,000 | 21,832,000 | 21,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,533,000 | 120,515,000 | 118,208,000 | 122,473,000 |
| Interest-bearing deposits | 92,508,000 | 94,095,000 | 91,651,000 | 92,583,000 |
| Noninterest-bearing deposits | 29,025,000 | 26,420,000 | 26,557,000 | 29,890,000 |
| Equity capital | 13,435,000 | 13,953,000 | 14,153,000 | 14,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 3,291,000 | 4,716,000 | 6,167,000 |
| Interest expense | 212,000 | 416,000 | 599,000 | 753,000 |
| Net interest income | 1,187,000 | 2,875,000 | 4,117,000 | 5,414,000 |
| Noninterest income | 239,000 | 487,000 | 713,000 | 936,000 |
| Noninterest expense | 933,000 | 1,924,000 | 2,923,000 | 3,968,000 |
| Provision for loan losses | 24,000 | 191,000 | 215,000 | 230,000 |
| Pretax income | 464,000 | 1,237,000 | 1,682,000 | 2,142,000 |
| Income tax | 127,000 | 330,000 | 446,000 | 568,000 |
| Net income | 337,000 | 907,000 | 1,236,000 | 1,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,829,000 | 14,295,000 | 14,623,000 | 14,858,000 |