Call reports 2020
WILCOX COUNTY STATE BANK — 2020
What WILCOX COUNTY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 116,190,000 | 127,882,000 | 124,024,000 | 129,921,000 |
| Total loans | 84,727,000 | 88,497,000 | 89,879,000 | 85,719,000 |
| Allowance for loan losses | 1,254,000 | 1,278,000 | 1,305,000 | 1,537,000 |
| Securities available for sale | 10,713,000 | 15,902,000 | 19,095,000 | 22,084,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,065,000 | 107,651,000 | 103,557,000 | 109,655,000 |
| Interest-bearing deposits | 76,890,000 | 86,147,000 | 83,290,000 | 87,998,000 |
| Noninterest-bearing deposits | 19,175,000 | 21,504,000 | 20,267,000 | 21,657,000 |
| Equity capital | 12,914,000 | 13,163,000 | 13,541,000 | 13,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,499,000 | 2,988,000 | 4,491,000 | 5,888,000 |
| Interest expense | 303,000 | 578,000 | 831,000 | 1,062,000 |
| Net interest income | 1,196,000 | 2,410,000 | 3,660,000 | 4,826,000 |
| Noninterest income | 200,000 | 426,000 | 670,000 | 909,000 |
| Noninterest expense | 947,000 | 1,899,000 | 2,871,000 | 3,860,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 322,000 |
| Pretax income | 425,000 | 889,000 | 1,387,000 | 1,779,000 |
| Income tax | 104,000 | 228,000 | 358,000 | 464,000 |
| Net income | 321,000 | 661,000 | 1,029,000 | 1,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,707,000 | 12,943,000 | 13,311,000 | 13,492,000 |