Call reports 2019
WILCOX COUNTY STATE BANK — 2019
What WILCOX COUNTY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 109,831,000 | 111,083,000 | 110,995,000 | 113,815,000 |
| Total loans | 78,888,000 | 83,386,000 | 84,170,000 | 79,900,000 |
| Allowance for loan losses | 1,244,000 | 1,262,000 | 1,288,000 | 1,225,000 |
| Securities available for sale | 12,449,000 | 12,155,000 | 11,729,000 | 11,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,548,000 | 90,552,000 | 89,902,000 | 94,101,000 |
| Interest-bearing deposits | 71,304,000 | 72,609,000 | 73,371,000 | 77,800,000 |
| Noninterest-bearing deposits | 18,244,000 | 17,943,000 | 16,531,000 | 16,301,000 |
| Equity capital | 11,534,000 | 11,877,000 | 12,271,000 | 12,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,380,000 | 2,843,000 | 4,344,000 | 5,838,000 |
| Interest expense | 230,000 | 509,000 | 814,000 | 1,135,000 |
| Net interest income | 1,150,000 | 2,334,000 | 3,530,000 | 4,703,000 |
| Noninterest income | 204,000 | 409,000 | 623,000 | 836,000 |
| Noninterest expense | 854,000 | 1,780,000 | 2,679,000 | 3,633,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 476,000 | 915,000 | 1,402,000 | 1,810,000 |
| Income tax | 128,000 | 241,000 | 367,000 | 474,000 |
| Net income | 348,000 | 674,000 | 1,035,000 | 1,336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,637,000 | 11,859,000 | 12,220,000 | 12,417,000 |
| Total capital | 12,587,000 | 12,849,000 | 13,188,000 | 13,370,000 |
| Risk-weighted assets | 75,763,000 | 78,934,000 | 77,193,000 | 76,039,000 |