Call reports 2018
WILCOX COUNTY STATE BANK — 2018
What WILCOX COUNTY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 98,220,000 | 105,004,000 | 106,561,000 | 104,701,000 |
| Total loans | 74,890,000 | 80,974,000 | 83,333,000 | 78,249,000 |
| Allowance for loan losses | 1,079,000 | 1,100,000 | 1,110,000 | 1,273,000 |
| Securities available for sale | 12,633,000 | 12,145,000 | 11,669,000 | 12,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,295,000 | 87,223,000 | 88,584,000 | 86,050,000 |
| Interest-bearing deposits | 64,269,000 | 70,138,000 | 71,849,000 | 68,133,000 |
| Noninterest-bearing deposits | 17,026,000 | 17,085,000 | 16,735,000 | 17,917,000 |
| Equity capital | 10,255,000 | 10,461,000 | 10,789,000 | 11,008,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,173,000 | 2,458,000 | 3,839,000 | 5,217,000 |
| Interest expense | 111,000 | 264,000 | 464,000 | 680,000 |
| Net interest income | 1,062,000 | 2,194,000 | 3,375,000 | 4,537,000 |
| Noninterest income | 155,000 | 334,000 | 520,000 | 705,000 |
| Noninterest expense | 795,000 | 1,649,000 | 2,508,000 | 3,363,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 246,000 |
| Pretax income | 398,000 | 831,000 | 1,315,000 | 1,633,000 |
| Income tax | 99,000 | 213,000 | 342,000 | 425,000 |
| Net income | 299,000 | 618,000 | 973,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,589,000 | 10,803,000 | 11,160,000 | 11,290,000 |
| Total capital | 11,428,000 | 11,735,000 | 12,111,000 | 12,148,000 |
| Risk-weighted assets | 66,929,000 | 74,435,000 | 75,938,000 | 68,288,000 |