Call reports 2017
WILCOX COUNTY STATE BANK — 2017
What WILCOX COUNTY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 90,420,000 | 87,362,000 | 90,794,000 | 89,959,000 |
| Total loans | 63,435,000 | 66,037,000 | 69,393,000 | 65,808,000 |
| Allowance for loan losses | 1,025,000 | 1,027,000 | 1,039,000 | 1,060,000 |
| Securities available for sale | 13,710,000 | 14,215,000 | 13,797,000 | 13,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,115,000 | 74,800,000 | 75,316,000 | 76,081,000 |
| Interest-bearing deposits | 62,195,000 | 59,980,000 | 62,370,000 | 59,829,000 |
| Noninterest-bearing deposits | 15,920,000 | 14,820,000 | 12,946,000 | 16,252,000 |
| Equity capital | 9,576,000 | 9,831,000 | 10,119,000 | 10,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 2,080,000 | 3,179,000 | 4,311,000 |
| Interest expense | 75,000 | 155,000 | 247,000 | 358,000 |
| Net interest income | 937,000 | 1,925,000 | 2,932,000 | 3,953,000 |
| Noninterest income | 155,000 | 330,000 | 503,000 | 686,000 |
| Noninterest expense | 730,000 | 1,472,000 | 2,202,000 | 2,955,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 338,000 | 735,000 | 1,161,000 | 1,588,000 |
| Income tax | 107,000 | 234,000 | 374,000 | 536,000 |
| Net income | 231,000 | 501,000 | 787,000 | 1,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,678,000 | 9,885,000 | 10,170,000 | 10,290,000 |
| Total capital | 10,386,000 | 10,604,000 | 10,934,000 | 11,001,000 |
| Risk-weighted assets | 56,344,000 | 57,258,000 | 60,913,000 | 56,595,000 |