Call reports 2014
WILCOX COUNTY STATE BANK — 2014
What WILCOX COUNTY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 82,793,000 | 79,792,000 | 76,960,000 | 81,754,000 |
| Total loans | 53,267,000 | 53,845,000 | 54,952,000 | 55,061,000 |
| Allowance for loan losses | 1,211,000 | 1,213,000 | 1,161,000 | 1,161,000 |
| Securities available for sale | 7,993,000 | 7,765,000 | 7,389,000 | 7,123,000 |
| Securities held to maturity | 6,000,000 | 6,000,000 | 5,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,826,000 | 71,631,000 | 68,083,000 | 73,301,000 |
| Interest-bearing deposits | 64,099,000 | 61,595,000 | 57,650,000 | 59,757,000 |
| Noninterest-bearing deposits | 10,727,000 | 10,036,000 | 10,433,000 | 13,544,000 |
| Equity capital | 7,772,000 | 7,957,000 | 8,102,000 | 8,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 812,000 | 1,658,000 | 2,512,000 | 3,370,000 |
| Interest expense | 64,000 | 129,000 | 189,000 | 244,000 |
| Net interest income | 748,000 | 1,529,000 | 2,323,000 | 3,126,000 |
| Noninterest income | 121,000 | 239,000 | 369,000 | 498,000 |
| Noninterest expense | 641,000 | 1,311,000 | 2,005,000 | 2,712,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 228,000 | 457,000 | 687,000 | 912,000 |
| Income tax | 63,000 | 138,000 | 213,000 | 298,000 |
| Net income | 165,000 | 319,000 | 474,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,839,000 | 7,952,000 | 8,107,000 | 8,205,000 |
| Total capital | 8,437,000 | 8,549,000 | 8,703,000 | 8,841,000 |
| Risk-weighted assets | 47,214,000 | 47,168,000 | 47,135,000 | 50,316,000 |