Call reports 2011
WILCOX COUNTY STATE BANK — 2011
What WILCOX COUNTY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 75,095,000 | 73,002,000 | 77,528,000 | 80,578,000 |
| Total loans | 54,332,000 | 52,889,000 | 52,007,000 | 50,222,000 |
| Allowance for loan losses | 1,245,000 | 1,066,000 | 1,050,000 | 1,052,000 |
| Securities available for sale | 11,110,000 | 10,813,000 | 13,251,000 | 12,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,793,000 | 66,358,000 | 70,646,000 | 73,420,000 |
| Interest-bearing deposits | 62,527,000 | 60,635,000 | 64,378,000 | 63,471,000 |
| Noninterest-bearing deposits | 6,266,000 | 5,723,000 | 6,268,000 | 9,949,000 |
| Equity capital | 6,112,000 | 6,360,000 | 6,493,000 | 6,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 885,000 | 1,803,000 | 2,666,000 | 3,501,000 |
| Interest expense | 220,000 | 423,000 | 625,000 | 796,000 |
| Net interest income | 665,000 | 1,380,000 | 2,041,000 | 2,705,000 |
| Noninterest income | 109,000 | 222,000 | 341,000 | 457,000 |
| Noninterest expense | 604,000 | 1,213,000 | 1,863,000 | 2,451,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 170,000 | 389,000 | 578,000 | 770,000 |
| Income tax | 60,000 | 132,000 | 191,000 | 263,000 |
| Net income | 110,000 | 257,000 | 387,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,170,000 | 6,278,000 | 6,407,000 | 6,751,000 |
| Total capital | 6,767,000 | 6,880,000 | 7,005,000 | 7,339,000 |
| Risk-weighted assets | 47,147,000 | 47,691,000 | 47,366,000 | 46,562,000 |