Call reports 2023
PLUS INTERNATIONAL BANK — 2023
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Total assets | 55,079,000 | 52,697,000 | 47,834,000 |
| Total loans | 34,927,000 | 32,191,000 | 25,925,000 |
| Allowance for loan losses | 228,000 | 203,000 | 177,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 650,000 | 650,000 | 650,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 39,747,000 | 37,292,000 | 32,437,000 |
| Interest-bearing deposits | 23,148,000 | 21,904,000 | 16,582,000 |
| Noninterest-bearing deposits | 16,598,000 | 15,388,000 | 15,855,000 |
| Equity capital | 12,104,000 | 12,130,000 | 12,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Interest income | 863,000 | 1,776,000 | 2,614,000 |
| Interest expense | 158,000 | 307,000 | 436,000 |
| Net interest income | 705,000 | 1,469,000 | 2,178,000 |
| Noninterest income | 23,000 | 96,000 | 137,000 |
| Noninterest expense | 788,000 | 1,625,000 | 2,446,000 |
| Provision for loan losses | -203,000 | -228,000 | -254,000 |
| Pretax income | 143,000 | 168,000 | 123,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 143,000 | 168,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Tier 1 capital | 12,104,000 | 12,131,000 | 12,087,000 |
| Total capital | 12,343,000 | 12,345,000 | 12,265,000 |
| Risk-weighted assets | 30,432,000 | 28,489,000 | 21,530,000 |