Call reports 2022
PLUS INTERNATIONAL BANK — 2022
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 78,741,000 | 61,613,000 | 68,214,000 | 62,150,000 |
| Total loans | 43,197,000 | 46,362,000 | 41,114,000 | 35,885,000 |
| Allowance for loan losses | 542,000 | 542,000 | 613,000 | 431,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 650,000 | 650,000 | 650,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,994,000 | 47,888,000 | 55,583,000 | 47,029,000 |
| Interest-bearing deposits | 46,295,000 | 30,381,000 | 35,302,000 | 26,623,000 |
| Noninterest-bearing deposits | 18,699,000 | 17,507,000 | 20,281,000 | 20,406,000 |
| Equity capital | 13,405,000 | 13,222,000 | 12,020,000 | 11,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 674,000 | 1,365,000 | 2,129,000 | 3,068,000 |
| Interest expense | 66,000 | 125,000 | 302,000 | 514,000 |
| Net interest income | 608,000 | 1,240,000 | 1,827,000 | 2,554,000 |
| Noninterest income | 43,000 | 106,000 | 187,000 | 224,000 |
| Noninterest expense | 760,000 | 1,638,000 | 2,437,000 | 3,420,000 |
| Provision for loan losses | -250,000 | -250,000 | 821,000 | 639,000 |
| Pretax income | 141,000 | -42,000 | -1,244,000 | -1,228,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 141,000 | -42,000 | -1,244,000 | -1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,405,000 | 13,222,000 | 12,020,000 | 11,962,000 |
| Total capital | 13,936,000 | 13,743,000 | 12,429,000 | 12,391,000 |
| Risk-weighted assets | 42,483,000 | 41,687,000 | 32,544,000 | 34,298,000 |