Call reports 2021
PLUS INTERNATIONAL BANK — 2021
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 94,036,000 | 80,184,000 | 79,953,000 | 79,510,000 |
| Total loans | 67,442,000 | 52,016,000 | 53,252,000 | 46,488,000 |
| Allowance for loan losses | 809,000 | 809,000 | 827,000 | 792,000 |
| Securities available for sale | 542,000 | 0 | 0 | 0 |
| Securities held to maturity | 650,000 | 650,000 | 650,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,097,000 | 66,203,000 | 65,993,000 | 65,976,000 |
| Interest-bearing deposits | 67,818,000 | 49,697,000 | 50,739,000 | 48,799,000 |
| Noninterest-bearing deposits | 12,279,000 | 16,506,000 | 15,254,000 | 17,177,000 |
| Equity capital | 13,573,000 | 13,494,000 | 13,277,000 | 13,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 823,000 | 1,602,000 | 2,295,000 | 3,072,000 |
| Interest expense | 129,000 | 223,000 | 299,000 | 373,000 |
| Net interest income | 694,000 | 1,379,000 | 1,996,000 | 2,699,000 |
| Noninterest income | 46,000 | 87,000 | 115,000 | 148,000 |
| Noninterest expense | 744,000 | 1,501,000 | 2,345,000 | 3,130,000 |
| Provision for loan losses | 17,000 | 17,000 | 35,000 | 0 |
| Pretax income | -40,000 | -71,000 | -288,000 | -302,000 |
| Income tax | 0 | 28,000 | 28,000 | 28,000 |
| Net income | -40,000 | -99,000 | -316,000 | -330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,554,000 | 13,494,000 | 13,277,000 | 13,264,000 |
| Total capital | 14,037,000 | 14,103,000 | 13,856,000 | 13,797,000 |
| Risk-weighted assets | 38,334,000 | 48,524,000 | 46,042,000 | 42,368,000 |