Call reports 2020
PLUS INTERNATIONAL BANK — 2020
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 74,232,000 | 62,421,000 | 71,168,000 | 91,860,000 |
| Total loans | 47,769,000 | 50,871,000 | 56,339,000 | 64,370,000 |
| Allowance for loan losses | 800,000 | 920,000 | 920,000 | 792,000 |
| Securities available for sale | 8,049,000 | 7,644,000 | 1,531,000 | 1,394,000 |
| Securities held to maturity | 650,000 | 650,000 | 650,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,937,000 | 48,525,000 | 57,424,000 | 78,036,000 |
| Interest-bearing deposits | 37,603,000 | 33,130,000 | 42,993,000 | 63,870,000 |
| Noninterest-bearing deposits | 22,334,000 | 15,394,000 | 14,431,000 | 14,166,000 |
| Equity capital | 14,014,000 | 13,572,000 | 13,331,000 | 13,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,471,000 | 2,070,000 | 3,096,000 |
| Interest expense | 191,000 | 326,000 | 439,000 | 560,000 |
| Net interest income | 593,000 | 1,145,000 | 1,631,000 | 2,536,000 |
| Noninterest income | 49,000 | 83,000 | 117,000 | 154,000 |
| Noninterest expense | 778,000 | 1,692,000 | 2,451,000 | 3,184,000 |
| Provision for loan losses | 8,000 | 128,000 | 128,000 | 0 |
| Pretax income | -121,000 | -569,000 | -1,042,000 | -613,000 |
| Income tax | 0 | 0 | 0 | 98,000 |
| Net income | -121,000 | -569,000 | -1,042,000 | -711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,236,000 | 13,789,000 | 13,379,000 | 13,647,000 |
| Total capital | 14,821,000 | 14,377,000 | 13,940,000 | 14,289,000 |
| Risk-weighted assets | 46,593,000 | 46,732,000 | 44,521,000 | 51,231,000 |