Call reports 2019
PLUS INTERNATIONAL BANK — 2019
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 88,203,000 | 79,227,000 | 82,652,000 | 72,540,000 |
| Total loans | 52,086,000 | 62,996,000 | 64,175,000 | 54,003,000 |
| Allowance for loan losses | 753,000 | 788,000 | 788,000 | 792,000 |
| Securities available for sale | 12,862,000 | 11,643,000 | 11,139,000 | 10,452,000 |
| Securities held to maturity | 650,000 | 650,000 | 650,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,622,000 | 64,605,000 | 67,918,000 | 58,196,000 |
| Interest-bearing deposits | 62,113,000 | 53,689,000 | 51,860,000 | 42,005,000 |
| Noninterest-bearing deposits | 11,510,000 | 10,916,000 | 16,058,000 | 16,190,000 |
| Equity capital | 14,238,000 | 14,170,000 | 14,216,000 | 14,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 998,000 | 1,970,000 | 3,103,000 | 4,063,000 |
| Interest expense | 304,000 | 630,000 | 967,000 | 1,226,000 |
| Net interest income | 694,000 | 1,340,000 | 2,136,000 | 2,837,000 |
| Noninterest income | 78,000 | 174,000 | 223,000 | 257,000 |
| Noninterest expense | 722,000 | 1,513,000 | 2,334,000 | 3,165,000 |
| Provision for loan losses | -39,000 | -4,000 | -4,000 | 0 |
| Pretax income | 102,000 | 49,000 | 73,000 | -27,000 |
| Income tax | 19,000 | 29,000 | 28,000 | 3,000 |
| Net income | 83,000 | 20,000 | 45,000 | -30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,471,000 | 14,408,000 | 14,432,000 | 14,358,000 |
| Total capital | 15,176,000 | 15,088,000 | 15,093,000 | 14,949,000 |
| Risk-weighted assets | 56,327,000 | 54,267,000 | 52,771,000 | 47,077,000 |