Call reports 2014
PLUS INTERNATIONAL BANK — 2014
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 91,771,000 | 97,285,000 | 101,746,000 | 128,585,000 |
| Total loans | 45,805,000 | 46,123,000 | 41,604,000 | 43,572,000 |
| Allowance for loan losses | 288,000 | 211,000 | 222,000 | 282,000 |
| Securities available for sale | 39,856,000 | 42,420,000 | 43,530,000 | 78,268,000 |
| Securities held to maturity | 650,000 | 650,000 | 650,000 | 650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,445,000 | 83,437,000 | 87,435,000 | 113,826,000 |
| Interest-bearing deposits | 62,614,000 | 68,974,000 | 73,475,000 | 100,218,000 |
| Noninterest-bearing deposits | 15,831,000 | 14,463,000 | 13,960,000 | 13,608,000 |
| Equity capital | 12,732,000 | 13,253,000 | 13,619,000 | 14,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 2,191,000 | 3,351,000 | 4,597,000 |
| Interest expense | 113,000 | 241,000 | 384,000 | 563,000 |
| Net interest income | 946,000 | 1,950,000 | 2,967,000 | 4,034,000 |
| Noninterest income | 37,000 | 71,000 | 97,000 | 129,000 |
| Noninterest expense | 759,000 | 1,564,000 | 2,374,000 | 3,219,000 |
| Provision for loan losses | 12,000 | 35,000 | 35,000 | 35,000 |
| Pretax income | 239,000 | 678,000 | 1,152,000 | 1,616,000 |
| Income tax | 96,000 | 219,000 | 403,000 | 491,000 |
| Net income | 143,000 | 459,000 | 749,000 | 1,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,154,000 | 13,470,000 | 13,759,000 | 14,136,000 |
| Total capital | 13,452,000 | 13,691,000 | 13,991,000 | 14,428,000 |
| Risk-weighted assets | 45,640,000 | 50,952,000 | 48,700,000 | 60,005,000 |