Call reports 2013
PLUS INTERNATIONAL BANK — 2013
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 79,212,000 | 81,578,000 | 90,655,000 | 88,252,000 |
| Total loans | 44,323,000 | 45,255,000 | 45,303,000 | 40,901,000 |
| Allowance for loan losses | 235,000 | 248,000 | 270,000 | 272,000 |
| Securities available for sale | 26,069,000 | 29,365,000 | 32,270,000 | 35,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,904,000 | 68,485,000 | 77,373,000 | 75,587,000 |
| Interest-bearing deposits | 50,468,000 | 54,568,000 | 62,964,000 | 60,181,000 |
| Noninterest-bearing deposits | 15,436,000 | 13,917,000 | 14,409,000 | 15,406,000 |
| Equity capital | 12,753,000 | 12,545,000 | 12,621,000 | 12,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,823,000 | 2,956,000 | 4,033,000 |
| Interest expense | 117,000 | 220,000 | 335,000 | 453,000 |
| Net interest income | 728,000 | 1,603,000 | 2,621,000 | 3,580,000 |
| Noninterest income | 15,000 | 122,000 | 149,000 | -441,000 |
| Noninterest expense | 685,000 | 1,418,000 | 2,162,000 | 2,946,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 58,000 | 402,000 | 715,000 | 293,000 |
| Income tax | 0 | 92,000 | 213,000 | 123,000 |
| Net income | 58,000 | 310,000 | 502,000 | 170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,371,000 | 12,438,000 | 13,133,000 | 13,011,000 |
| Total capital | 12,616,000 | 12,696,000 | 13,413,000 | 13,293,000 |
| Risk-weighted assets | 45,666,000 | 49,315,000 | 50,454,000 | 48,071,000 |