Call reports 2011
PLUS INTERNATIONAL BANK — 2011
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 106,797,000 | 105,021,000 | 93,059,000 | 87,806,000 |
| Total loans | 53,312,000 | 49,057,000 | 42,522,000 | 44,363,000 |
| Allowance for loan losses | 403,000 | 478,000 | 416,000 | 348,000 |
| Securities available for sale | 46,686,000 | 46,483,000 | 38,465,000 | 29,697,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,371,000 | 92,769,000 | 80,144,000 | 74,607,000 |
| Interest-bearing deposits | 84,776,000 | 84,460,000 | 72,053,000 | 66,240,000 |
| Noninterest-bearing deposits | 6,596,000 | 8,309,000 | 8,091,000 | 8,367,000 |
| Equity capital | 11,566,000 | 12,118,000 | 12,803,000 | 12,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,574,000 | 3,012,000 | 4,199,000 | 5,183,000 |
| Interest expense | 224,000 | 449,000 | 657,000 | 848,000 |
| Net interest income | 1,350,000 | 2,563,000 | 3,542,000 | 4,335,000 |
| Noninterest income | 31,000 | 49,000 | 67,000 | 90,000 |
| Noninterest expense | 824,000 | 1,688,000 | 2,532,000 | 3,409,000 |
| Provision for loan losses | 383,000 | 748,000 | 708,000 | 607,000 |
| Pretax income | 186,000 | 248,000 | 446,000 | 530,000 |
| Income tax | 68,000 | 89,000 | 155,000 | 194,000 |
| Net income | 118,000 | 159,000 | 291,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,896,000 | 12,246,000 | 12,711,000 | 12,427,000 |
| Total capital | 12,309,000 | 12,729,000 | 13,132,000 | 12,779,000 |
| Risk-weighted assets | 44,969,000 | 39,939,000 | 36,109,000 | 37,162,000 |