Call reports 2010
PLUS INTERNATIONAL BANK — 2010
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 108,088,000 | 96,974,000 | 89,034,000 | 95,715,000 |
| Total loans | 66,184,000 | 61,848,000 | 62,036,000 | 59,341,000 |
| Allowance for loan losses | 445,000 | 418,000 | 505,000 | 373,000 |
| Securities available for sale | 37,207,000 | 24,135,000 | 16,598,000 | 30,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,747,000 | 84,186,000 | 74,489,000 | 79,272,000 |
| Interest-bearing deposits | 84,651,000 | 76,124,000 | 66,967,000 | 72,724,000 |
| Noninterest-bearing deposits | 11,097,000 | 8,061,000 | 7,523,000 | 6,548,000 |
| Equity capital | 12,124,000 | 12,555,000 | 12,823,000 | 11,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,543,000 | 3,039,000 | 4,388,000 | 5,600,000 |
| Interest expense | 262,000 | 506,000 | 737,000 | 949,000 |
| Net interest income | 1,281,000 | 2,533,000 | 3,651,000 | 4,651,000 |
| Noninterest income | 25,000 | 60,000 | 123,000 | 158,000 |
| Noninterest expense | 798,000 | 1,655,000 | 2,534,000 | 3,705,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 320,000 |
| Pretax income | 508,000 | 963,000 | 1,188,000 | 899,000 |
| Income tax | 200,000 | 371,000 | 426,000 | 373,000 |
| Net income | 308,000 | 592,000 | 762,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,126,000 | 12,504,000 | 12,663,000 | 11,781,000 |
| Total capital | 12,581,000 | 12,932,000 | 13,178,000 | 12,164,000 |
| Risk-weighted assets | 49,740,000 | 45,227,000 | 42,169,000 | 42,883,000 |