Call reports 2009
PLUS INTERNATIONAL BANK — 2009
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 91,940,000 | 107,694,000 | 105,936,000 | 103,162,000 |
| Total loans | 73,478,000 | 68,946,000 | 67,003,000 | 65,133,000 |
| Allowance for loan losses | 400,000 | 675,000 | 516,000 | 483,000 |
| Securities available for sale | 16,938,000 | 36,306,000 | 35,537,000 | 36,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,288,000 | 89,227,000 | 86,504,000 | 87,403,000 |
| Interest-bearing deposits | 69,143,000 | 83,153,000 | 76,788,000 | 72,406,000 |
| Noninterest-bearing deposits | 6,145,000 | 6,073,000 | 9,716,000 | 14,997,000 |
| Equity capital | 11,899,000 | 11,284,000 | 11,634,000 | 11,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,186,000 | 2,312,000 | 3,734,000 | 5,195,000 |
| Interest expense | 421,000 | 726,000 | 1,022,000 | 1,318,000 |
| Net interest income | 765,000 | 1,586,000 | 2,712,000 | 3,877,000 |
| Noninterest income | 21,000 | 48,000 | 69,000 | 91,000 |
| Noninterest expense | 772,000 | 1,622,000 | 2,510,000 | 3,436,000 |
| Provision for loan losses | 25,000 | 315,000 | 465,000 | 504,000 |
| Pretax income | 3,000 | -286,000 | -169,000 | 68,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | -286,000 | -169,000 | 68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,873,000 | 11,391,000 | 11,639,000 | 11,638,000 |
| Total capital | 12,184,000 | 11,747,000 | 12,106,000 | 12,131,000 |
| Risk-weighted assets | 24,811,000 | 28,124,000 | 37,302,000 | 40,136,000 |