Call reports 2008
PLUS INTERNATIONAL BANK — 2008
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 94,808,000 | 94,442,000 | 99,600,000 | 89,192,000 |
| Total loans | 72,884,000 | 74,210,000 | 77,249,000 | 68,846,000 |
| Allowance for loan losses | 380,000 | 342,000 | 369,000 | 357,000 |
| Securities available for sale | 20,234,000 | 18,517,000 | 18,304,000 | 18,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,126,000 | 79,970,000 | 85,541,000 | 76,754,000 |
| Interest-bearing deposits | 67,990,000 | 71,311,000 | 76,717,000 | 70,702,000 |
| Noninterest-bearing deposits | 7,136,000 | 8,659,000 | 8,825,000 | 6,053,000 |
| Equity capital | 11,800,000 | 11,643,000 | 11,591,000 | 11,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,237,000 | 4,806,000 | 6,211,000 |
| Interest expense | 741,000 | 1,364,000 | 1,987,000 | 2,499,000 |
| Net interest income | 907,000 | 1,873,000 | 2,819,000 | 3,712,000 |
| Noninterest income | 33,000 | 56,000 | 85,000 | 107,000 |
| Noninterest expense | 849,000 | 1,782,000 | 2,667,000 | 3,542,000 |
| Provision for loan losses | 11,000 | 12,000 | 42,000 | 37,000 |
| Pretax income | 80,000 | 150,000 | 245,000 | 312,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 150,000 | 245,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,703,000 | 11,773,000 | 11,869,000 | 11,933,000 |
| Total capital | 12,039,000 | 12,088,000 | 12,209,000 | 12,241,000 |
| Risk-weighted assets | 26,773,000 | 25,182,000 | 27,165,000 | 24,608,000 |