Call reports 2007
PLUS INTERNATIONAL BANK — 2007
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 97,562,000 | 99,009,000 | 99,723,000 | 94,794,000 |
| Total loans | 74,753,000 | 75,651,000 | 75,202,000 | 70,686,000 |
| Allowance for loan losses | 390,000 | 450,000 | 493,000 | 371,000 |
| Securities available for sale | 19,812,000 | 19,465,000 | 20,230,000 | 20,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,702,000 | 87,119,000 | 87,579,000 | 82,547,000 |
| Interest-bearing deposits | 76,331,000 | 79,161,000 | 80,311,000 | 73,253,000 |
| Noninterest-bearing deposits | 9,371,000 | 7,958,000 | 7,268,000 | 9,294,000 |
| Equity capital | 10,980,000 | 11,079,000 | 11,376,000 | 11,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,847,000 | 3,822,000 | 5,830,000 | 7,685,000 |
| Interest expense | 828,000 | 1,684,000 | 2,591,000 | 3,435,000 |
| Net interest income | 1,019,000 | 2,138,000 | 3,239,000 | 4,250,000 |
| Noninterest income | 33,000 | 55,000 | 82,000 | 105,000 |
| Noninterest expense | 894,000 | 1,832,000 | 2,750,000 | 3,651,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 106,000 |
| Pretax income | 98,000 | 241,000 | 391,000 | 598,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 98,000 | 241,000 | 391,000 | 598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,051,000 | 11,170,000 | 11,395,000 | 11,622,000 |
| Total capital | 11,384,000 | 11,507,000 | 11,686,000 | 11,954,000 |
| Risk-weighted assets | 26,533,000 | 26,843,000 | 23,126,000 | 26,477,000 |