Call reports 2006
PLUS INTERNATIONAL BANK — 2006
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 90,763,000 | 95,118,000 | 100,447,000 | 98,565,000 |
| Total loans | 70,842,000 | 73,688,000 | 74,058,000 | 70,359,000 |
| Allowance for loan losses | 309,000 | 313,000 | 355,000 | 357,000 |
| Securities available for sale | 17,538,000 | 17,573,000 | 19,328,000 | 19,602,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,214,000 | 84,165,000 | 89,063,000 | 83,850,000 |
| Interest-bearing deposits | 65,716,000 | 75,507,000 | 76,307,000 | 76,766,000 |
| Noninterest-bearing deposits | 8,499,000 | 8,658,000 | 12,756,000 | 7,084,000 |
| Equity capital | 10,137,000 | 10,354,000 | 10,692,000 | 10,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,582,000 | 3,404,000 | 5,226,000 | 7,155,000 |
| Interest expense | 546,000 | 1,223,000 | 1,933,000 | 2,746,000 |
| Net interest income | 1,036,000 | 2,181,000 | 3,293,000 | 4,409,000 |
| Noninterest income | 24,000 | 49,000 | 70,000 | 95,000 |
| Noninterest expense | 757,000 | 1,733,000 | 2,569,000 | 3,492,000 |
| Provision for loan losses | 20,000 | 30,000 | 79,000 | 175,000 |
| Pretax income | 283,000 | 467,000 | 646,000 | 768,000 |
| Income tax | 68,000 | 0 | 0 | 0 |
| Net income | 215,000 | 467,000 | 646,000 | 768,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,269,000 | 10,533,000 | 10,795,000 | 10,927,000 |
| Total capital | 10,513,000 | 10,811,000 | 11,120,000 | 11,284,000 |
| Risk-weighted assets | 19,405,000 | 22,178,000 | 25,945,000 | 28,539,000 |