Call reports 2005
PLUS INTERNATIONAL BANK — 2005
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 77,653,000 | 81,864,000 | 91,539,000 | 92,367,000 |
| Total loans | 57,876,000 | 61,930,000 | 69,240,000 | 70,766,000 |
| Allowance for loan losses | 231,000 | 266,000 | 290,000 | 290,000 |
| Securities available for sale | 17,097,000 | 16,825,000 | 17,703,000 | 17,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,555,000 | 66,334,000 | 76,994,000 | 81,522,000 |
| Interest-bearing deposits | 51,307,000 | 56,935,000 | 66,856,000 | 72,994,000 |
| Noninterest-bearing deposits | 10,248,000 | 9,399,000 | 10,137,000 | 8,527,000 |
| Equity capital | 9,271,000 | 9,558,000 | 9,658,000 | 9,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,022,000 | 2,304,000 | 3,693,000 | 5,280,000 |
| Interest expense | 263,000 | 627,000 | 1,081,000 | 1,603,000 |
| Net interest income | 759,000 | 1,677,000 | 2,612,000 | 3,677,000 |
| Noninterest income | 17,000 | 41,000 | 66,000 | 88,000 |
| Noninterest expense | 638,000 | 1,355,000 | 2,048,000 | 2,905,000 |
| Provision for loan losses | 42,000 | 154,000 | 174,000 | 189,000 |
| Pretax income | 96,000 | 209,000 | 456,000 | 671,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 209,000 | 456,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,680,000 | 9,794,000 | 10,033,000 | 10,257,000 |
| Total capital | 9,889,000 | 10,024,000 | 10,323,000 | 10,534,000 |
| Risk-weighted assets | 16,791,000 | 18,431,000 | 24,447,000 | 22,193,000 |