Call reports 2004
PLUS INTERNATIONAL BANK — 2004
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 64,064,000 | 63,271,000 | 68,859,000 | 74,318,000 |
| Total loans | 43,151,000 | 42,265,000 | 49,371,000 | 50,182,000 |
| Allowance for loan losses | 207,000 | 134,000 | 152,000 | 208,000 |
| Securities available for sale | 17,449,000 | 16,754,000 | 16,017,000 | 15,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,835,000 | 48,412,000 | 56,043,000 | 61,297,000 |
| Interest-bearing deposits | 44,013,000 | 40,324,000 | 44,930,000 | 49,666,000 |
| Noninterest-bearing deposits | 6,822,000 | 8,088,000 | 11,113,000 | 11,631,000 |
| Equity capital | 9,216,000 | 8,932,000 | 9,330,000 | 9,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,522,000 | 2,422,000 | 3,505,000 |
| Interest expense | 165,000 | 334,000 | 522,000 | 754,000 |
| Net interest income | 580,000 | 1,188,000 | 1,900,000 | 2,751,000 |
| Noninterest income | 50,000 | 74,000 | 98,000 | 117,000 |
| Noninterest expense | 459,000 | 950,000 | 1,486,000 | 2,128,000 |
| Provision for loan losses | 20,000 | 104,000 | 122,000 | 178,000 |
| Pretax income | 151,000 | 208,000 | 390,000 | 562,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | 208,000 | 390,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,174,000 | 9,231,000 | 9,413,000 | 9,586,000 |
| Total capital | 9,334,000 | 9,331,000 | 9,556,000 | 9,744,000 |
| Risk-weighted assets | 12,725,000 | 8,037,000 | 11,465,000 | 13,359,000 |