Call reports 2003
PLUS INTERNATIONAL BANK — 2003
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 45,416,000 | 47,823,000 | 52,219,000 | 56,103,000 |
| Total loans | 25,694,000 | 30,001,000 | 31,682,000 | 37,450,000 |
| Allowance for loan losses | 215,000 | 215,000 | 207,000 | 207,000 |
| Securities available for sale | 14,712,000 | 11,653,000 | 17,011,000 | 16,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,014,000 | 38,104,000 | 42,610,000 | 46,585,000 |
| Interest-bearing deposits | 30,751,000 | 32,296,000 | 37,480,000 | 40,332,000 |
| Noninterest-bearing deposits | 5,263,000 | 5,808,000 | 5,130,000 | 6,252,000 |
| Equity capital | 8,860,000 | 8,919,000 | 8,914,000 | 8,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 518,000 | 1,142,000 | 1,726,000 | 2,435,000 |
| Interest expense | 151,000 | 290,000 | 446,000 | 608,000 |
| Net interest income | 367,000 | 852,000 | 1,280,000 | 1,827,000 |
| Noninterest income | 43,000 | 77,000 | 124,000 | 152,000 |
| Noninterest expense | 399,000 | 863,000 | 1,293,000 | 1,766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 66,000 | 111,000 | 213,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,000 | 66,000 | 111,000 | 213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,821,000 | 8,877,000 | 8,921,000 | 9,024,000 |
| Total capital | 8,961,000 | 9,008,000 | 9,128,000 | 9,157,000 |
| Risk-weighted assets | 11,094,000 | 10,367,000 | 16,378,000 | 10,570,000 |