Call reports 2002
PLUS INTERNATIONAL BANK — 2002
What PLUS INTERNATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 30,634,000 | 37,637,000 | 40,556,000 | 44,907,000 |
| Total loans | 6,846,000 | 14,656,000 | 20,998,000 | 24,810,000 |
| Allowance for loan losses | 22,000 | 104,000 | 210,000 | 215,000 |
| Securities available for sale | 18,948,000 | 16,574,000 | 17,448,000 | 15,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,459,000 | 28,237,000 | 30,919,000 | 35,198,000 |
| Interest-bearing deposits | 17,714,000 | 24,144,000 | 26,357,000 | 27,819,000 |
| Noninterest-bearing deposits | 3,745,000 | 4,092,000 | 4,562,000 | 7,379,000 |
| Equity capital | 8,892,000 | 9,007,000 | 8,917,000 | 8,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 184,000 | 577,000 | 972,000 | 1,491,000 |
| Interest expense | 56,000 | 182,000 | 337,000 | 498,000 |
| Net interest income | 128,000 | 395,000 | 635,000 | 993,000 |
| Noninterest income | 60,000 | 101,000 | 344,000 | 127,000 |
| Noninterest expense | 356,000 | 723,000 | 1,071,000 | 1,456,000 |
| Provision for loan losses | 20,000 | 102,000 | 208,000 | 213,000 |
| Pretax income | -188,000 | -329,000 | -300,000 | -343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -188,000 | -329,000 | -300,000 | -343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,947,000 | 8,824,000 | 8,853,000 | 8,810,000 |
| Total capital | 8,969,000 | 8,928,000 | 8,971,000 | 8,946,000 |
| Risk-weighted assets | 15,810,000 | 14,563,000 | 9,342,000 | 10,781,000 |