Call reports 2016
IDAHO INDEPENDENT BANK — 2016
What IDAHO INDEPENDENT BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 563,796,000 | 591,276,000 | 616,853,000 | 619,212,000 |
| Total loans | 300,102,000 | 312,078,000 | 311,054,000 | 324,659,000 |
| Allowance for loan losses | 6,280,000 | 6,293,000 | 6,331,000 | 6,124,000 |
| Securities available for sale | 51,592,000 | 58,146,000 | 74,648,000 | 72,577,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,236,000 | 3,539,000 | 3,691,000 | 3,776,000 |
| Total deposits | 464,367,000 | 489,793,000 | 512,120,000 | 512,429,000 |
| Interest-bearing deposits | 292,779,000 | 288,920,000 | 310,474,000 | 306,947,000 |
| Noninterest-bearing deposits | 171,587,000 | 200,874,000 | 201,646,000 | 205,482,000 |
| Equity capital | 64,338,000 | 65,036,000 | 64,923,000 | 64,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,453,000 | 9,118,000 | 14,152,000 | 19,236,000 |
| Interest expense | 133,000 | 267,000 | 400,000 | 543,000 |
| Net interest income | 4,320,000 | 8,851,000 | 13,752,000 | 18,693,000 |
| Noninterest income | 1,394,000 | 3,190,000 | 5,122,000 | 6,810,000 |
| Noninterest expense | 4,879,000 | 9,995,000 | 15,460,000 | 20,603,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 835,000 | 2,046,000 | 3,415,000 | 4,915,000 |
| Income tax | 63,000 | 202,000 | 440,000 | 779,000 |
| Net income | 772,000 | 1,844,000 | 2,975,000 | 4,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,601,000 | 62,339,000 | 62,432,000 | 62,588,000 |
| Total capital | 66,576,000 | 67,550,000 | 67,783,000 | 68,124,000 |
| Risk-weighted assets | 395,548,000 | 414,752,000 | 426,051,000 | 441,632,000 |