Call reports 2015
IDAHO INDEPENDENT BANK — 2015
What IDAHO INDEPENDENT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 534,207,000 | 555,944,000 | 559,552,000 | 556,474,000 |
| Total loans | 272,504,000 | 278,255,000 | 289,933,000 | 292,202,000 |
| Allowance for loan losses | 6,492,000 | 6,433,000 | 6,019,000 | 6,114,000 |
| Securities available for sale | 62,395,000 | 59,654,000 | 56,474,000 | 51,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,768,000 | 3,809,000 | 3,530,000 | 3,687,000 |
| Total deposits | 431,192,000 | 458,538,000 | 460,064,000 | 459,973,000 |
| Interest-bearing deposits | 262,069,000 | 259,720,000 | 273,522,000 | 277,687,000 |
| Noninterest-bearing deposits | 169,123,000 | 198,819,000 | 186,542,000 | 182,285,000 |
| Equity capital | 60,022,000 | 61,056,000 | 61,671,000 | 63,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,967,000 | 8,964,000 | 13,259,000 | 17,825,000 |
| Interest expense | 187,000 | 323,000 | 455,000 | 583,000 |
| Net interest income | 3,780,000 | 8,641,000 | 12,804,000 | 17,242,000 |
| Noninterest income | 1,282,000 | 2,819,000 | 4,545,000 | 6,022,000 |
| Noninterest expense | 4,705,000 | 9,877,000 | 14,854,000 | 19,815,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 358,000 | 1,602,000 | 2,534,000 | 3,488,000 |
| Income tax | 0 | 0 | 0 | -1,750,000 |
| Net income | 358,000 | 1,602,000 | 2,534,000 | 5,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,530,000 | 58,753,000 | 59,491,000 | 61,193,000 |
| Total capital | 62,534,000 | 63,760,000 | 64,716,000 | 65,999,000 |
| Risk-weighted assets | 396,844,000 | 397,765,000 | 415,905,000 | 381,444,000 |