Call reports 2012
IDAHO INDEPENDENT BANK — 2012
What IDAHO INDEPENDENT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 451,839,000 | 458,935,000 | 453,331,000 | 467,109,000 |
| Total loans | 237,300,000 | 240,616,000 | 240,827,000 | 229,152,000 |
| Allowance for loan losses | 6,726,000 | 6,426,000 | 6,893,000 | 7,137,000 |
| Securities available for sale | 43,207,000 | 60,085,000 | 75,611,000 | 77,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,981,000 | 2,823,000 | 3,042,000 | 3,054,000 |
| Total deposits | 368,442,000 | 376,967,000 | 370,613,000 | 384,702,000 |
| Interest-bearing deposits | 252,828,000 | 251,283,000 | 245,433,000 | 248,160,000 |
| Noninterest-bearing deposits | 115,614,000 | 125,684,000 | 125,180,000 | 136,542,000 |
| Equity capital | 56,126,000 | 55,758,000 | 51,002,000 | 51,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,805,000 | 7,348,000 | 11,107,000 | 15,008,000 |
| Interest expense | 338,000 | 659,000 | 978,000 | 1,278,000 |
| Net interest income | 3,467,000 | 6,689,000 | 10,129,000 | 13,730,000 |
| Noninterest income | 978,000 | 2,918,000 | 4,080,000 | 5,532,000 |
| Noninterest expense | 4,551,000 | 9,633,000 | 16,027,000 | 20,764,000 |
| Provision for loan losses | 383,000 | 858,000 | 4,058,000 | 4,073,000 |
| Pretax income | -486,000 | -875,000 | -5,851,000 | -5,489,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -486,000 | -875,000 | -5,851,000 | -5,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,601,000 | 55,685,000 | 50,730,000 | 51,130,000 |
| Total capital | 59,791,000 | 59,976,000 | 55,128,000 | 55,347,000 |
| Risk-weighted assets | 332,578,000 | 341,084,000 | 345,903,000 | 334,364,000 |