Call reports 2011
IDAHO INDEPENDENT BANK — 2011
What IDAHO INDEPENDENT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 447,740,000 | 438,456,000 | 453,966,000 | 441,101,000 |
| Total loans | 265,277,000 | 252,281,000 | 252,817,000 | 247,404,000 |
| Allowance for loan losses | 8,676,000 | 9,034,000 | 8,650,000 | 9,473,000 |
| Securities available for sale | 26,259,000 | 23,052,000 | 35,888,000 | 51,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,134,000 | 3,148,000 | 2,818,000 | 2,864,000 |
| Total deposits | 361,321,000 | 351,157,000 | 371,149,000 | 357,515,000 |
| Interest-bearing deposits | 255,322,000 | 247,228,000 | 255,133,000 | 251,457,000 |
| Noninterest-bearing deposits | 105,999,000 | 103,929,000 | 116,016,000 | 106,058,000 |
| Equity capital | 55,796,000 | 54,809,000 | 54,191,000 | 56,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,351,000 | 8,610,000 | 12,537,000 | 16,417,000 |
| Interest expense | 497,000 | 951,000 | 1,381,000 | 1,763,000 |
| Net interest income | 3,854,000 | 7,659,000 | 11,156,000 | 14,654,000 |
| Noninterest income | 970,000 | 1,760,000 | 2,612,000 | 3,663,000 |
| Noninterest expense | 4,980,000 | 9,910,000 | 14,567,000 | 19,697,000 |
| Provision for loan losses | 800,000 | 1,600,000 | 1,900,000 | 3,521,000 |
| Pretax income | -956,000 | -2,091,000 | -2,699,000 | -4,875,000 |
| Income tax | 0 | 0 | 0 | 1,500,000 |
| Net income | -956,000 | -2,091,000 | -2,699,000 | -6,375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,483,000 | 52,953,000 | 53,293,000 | 54,470,000 |
| Total capital | 58,741,000 | 57,094,000 | 57,553,000 | 58,750,000 |
| Risk-weighted assets | 336,200,000 | 326,175,000 | 335,738,000 | 337,165,000 |