Call reports 2025
FIRST OKLAHOMA BANK — 2025
What FIRST OKLAHOMA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,128,467,000 | 1,196,080,000 | 1,223,338,000 | 1,257,098,000 |
| Total loans | 975,968,000 | 1,017,850,000 | 1,068,054,000 | 1,107,357,000 |
| Allowance for loan losses | 10,086,000 | 9,548,000 | 9,858,000 | 10,152,000 |
| Securities available for sale | 24,397,000 | 21,344,000 | 19,429,000 | 20,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 993,333,000 | 1,045,278,000 | 1,071,519,000 | 1,115,338,000 |
| Interest-bearing deposits | 843,196,000 | 883,860,000 | 918,923,000 | 953,178,000 |
| Noninterest-bearing deposits | 150,137,000 | 161,418,000 | 152,596,000 | 162,160,000 |
| Equity capital | 104,962,000 | 107,278,000 | 110,227,000 | 113,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 17,095,000 | 34,820,000 | 53,936,000 | 73,358,000 |
| Interest expense | 8,061,000 | 16,080,000 | 24,620,000 | 33,302,000 |
| Net interest income | 9,034,000 | 18,740,000 | 29,316,000 | 40,056,000 |
| Noninterest income | 1,094,000 | 1,937,000 | 2,764,000 | 3,566,000 |
| Noninterest expense | 7,535,000 | 15,052,000 | 22,446,000 | 30,370,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 757,000 |
| Pretax income | 2,593,000 | 5,625,000 | 9,334,000 | 12,702,000 |
| Income tax | 552,000 | 1,232,000 | 2,129,000 | 2,460,000 |
| Net income | 2,041,000 | 4,393,000 | 7,205,000 | 10,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,857,000 | 107,246,000 | 110,122,000 | 113,150,000 |