Call reports 2016
FIRST OKLAHOMA BANK — 2016
What FIRST OKLAHOMA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 441,666,000 | 455,986,000 | 468,705,000 | 480,656,000 |
| Total loans | 368,675,000 | 379,458,000 | 397,650,000 | 395,214,000 |
| Allowance for loan losses | 3,706,000 | 3,956,000 | 4,340,000 | 4,634,000 |
| Securities available for sale | 4,006,000 | 4,243,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,300,000 | 393,446,000 | 399,761,000 | 409,914,000 |
| Interest-bearing deposits | 336,381,000 | 341,938,000 | 346,077,000 | 357,916,000 |
| Noninterest-bearing deposits | 44,919,000 | 51,508,000 | 53,684,000 | 51,998,000 |
| Equity capital | 36,958,000 | 38,656,000 | 39,486,000 | 41,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,669,000 | 9,643,000 | 14,757,000 | 19,924,000 |
| Interest expense | 843,000 | 1,774,000 | 2,758,000 | 3,769,000 |
| Net interest income | 3,826,000 | 7,869,000 | 11,999,000 | 16,155,000 |
| Noninterest income | 1,340,000 | 2,869,000 | 4,644,000 | 6,822,000 |
| Noninterest expense | 4,466,000 | 8,911,000 | 13,374,000 | 18,653,000 |
| Provision for loan losses | 199,000 | 497,000 | 847,000 | 1,236,000 |
| Pretax income | 501,000 | 1,330,000 | 2,367,000 | 3,033,000 |
| Income tax | 193,000 | 474,000 | 796,000 | 760,000 |
| Net income | 308,000 | 856,000 | 1,571,000 | 2,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,042,000 | 37,770,000 | 38,536,000 | 40,690,000 |
| Total capital | 39,748,000 | 41,726,000 | 42,876,000 | 45,324,000 |
| Risk-weighted assets | 374,114,000 | 383,131,000 | 397,697,000 | 400,908,000 |