Call reports 2012
SUBURBAN BANK & TRUST COMPANY — 2012
What SUBURBAN BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 585,062,000 | 539,947,000 | 523,109,000 | 539,125,000 |
| Total loans | 365,023,000 | 355,412,000 | 333,883,000 | 323,656,000 |
| Allowance for loan losses | 15,343,000 | 17,073,000 | 10,477,000 | 9,691,000 |
| Securities available for sale | 90,723,000 | 89,113,000 | 90,865,000 | 89,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,750,000 | 456,551,000 | 440,260,000 | 455,494,000 |
| Interest-bearing deposits | 391,164,000 | 344,931,000 | 325,381,000 | 324,630,000 |
| Noninterest-bearing deposits | 111,586,000 | 111,620,000 | 114,879,000 | 130,864,000 |
| Equity capital | 47,176,000 | 44,916,000 | 42,537,000 | 42,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,405,000 | 10,695,000 | 15,902,000 | 21,004,000 |
| Interest expense | 991,000 | 1,873,000 | 2,698,000 | 3,425,000 |
| Net interest income | 4,414,000 | 8,822,000 | 13,204,000 | 17,579,000 |
| Noninterest income | 3,556,000 | 5,914,000 | 4,886,000 | 5,503,000 |
| Noninterest expense | 4,351,000 | 8,401,000 | 12,295,000 | 16,394,000 |
| Provision for loan losses | 2,300,000 | 7,221,000 | 9,050,000 | 10,550,000 |
| Pretax income | 1,319,000 | -709,000 | -3,078,000 | -3,685,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,319,000 | -709,000 | -3,078,000 | -3,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,675,000 | 44,647,000 | 42,278,000 | 41,671,000 |
| Total capital | 51,685,000 | 49,515,000 | 46,942,000 | 46,207,000 |
| Risk-weighted assets | 390,438,000 | 377,264,000 | 367,322,000 | 357,707,000 |